Commercial Arcade Game Machines Lease Financing | Arcade Leasing / Finance Information
What You'll Need In Order To Finance Coin Operated Arcade Game Machines :
Have a new or existing US business with a physical business address and proper business permits in hand before applying, along with a personal credit score of 550 or higher, with no recent bankruptcies
Identify the exact arcade games or other amusement items you wish to purchase on our site first, to determine the approximate total finance amount.
Done ! Once approved, your order will be placed when the funds from the lender have been received by us from one of our financing partners.
Our Minimum Purchase Amount is $ 10,000 and can go as high as $250,000 + You must have a business located within the United States in order to apply for financing
Coin Operated Arcade Games & Vending Machine Financing and Purchase Options : 1) Buying Outright - This is the most popular option for acquiring arcade and vending machines, as it entails the least amount of time and effort, and you can get delivery of your far faster than other methods. In addition to start-ups that already have their funding in place, many vending, arcade, bar, restaurant and retail shop owners choose to use their existing cash or savings, bank lines of credit or home equity loans, or in some cases, even very "low-rate" credit cards to fund their purchase, as this generally, but not always, costs a bit less than the finance charges incurred from lease financing.
2) Equipment and Lease Financing - Financing is very popular option for purchasing arcade games and vending machines, as it does not tie up your cash or existing credit lines, but unlike buying, leasing and financing equipment does cost a bit more than outright purchasing in the long haul, and requires a "fair" or better personal FICO credit score (above 550), plus a small down payment in some cases. We specialize in getting both new and existing businesses financing at very competitive rates! The equipment financing process (although usually just a day to two for approvals on small loans) can make the delivery of your purchase just a bit longer than simply buying them outright. Financing terms can run from 12-60 months (typically 36-48 months), and interest rates on leases start at just 8% for those with good to excellent credit scores (much less than credit card rates), and a bit more for those with lower credit scores, so only in some rare cases, can it be less expensive to use existing bank loans, lines of credit or credit cards to outright purchase arcade games and vending machines than it is to finance them directly from us. Read below to find out the different lease options available :
Types of Arcade Games Leasing / Finance Programs Available :
Classic Equipment Lease Arcade Machine Financing Basic Arcade Game and Video Game Financing is generally granted for 24, 36, 48 or 60-month terms, and is usually the lowest cost finance option. You make an initial down payment of (2) monthly payments.
60 / 90-Day Deferred Payment Arcade Machine Financing This program allows you to wait until the 3rd or 4th month before arcade game finance payments. $198 Down, First 3 Months At $99 Arcade Machine Financing You make an initial $198 down payment, then your first (3) month's payments are just $99. This allows you to get your equipment working for you before you make payments. Seasonal "Skip Payment" Arcade Machine Financing If you have a seasonal business (ex: ice cream shop), you can skip (3) consecutive months in your "off season" to help save when your sales are lighter. "Step-Up" Arcade Machine Financing Start your arcade game or video game lease off by making smaller payments. Once your cash flow improves, you then increase your monthly payments.
Arcade Equipment Financing vs. Outright Purchasing of Arcade Machines and Video Games : Arcade Financing instead of buying them outright in a commercial setting can sometimes make more sense than outright buying. Financing gives you financial flexibility, helps you meet changing technology needs quickly and easily, and may offer tax advantages, too. Financing is a great way to add arcade games to a existing commercial arcade, restaurant, bar game room or other entertainment business.
The Financial Advantages of Arcade Machine Equipment Financing / Leasing vs. Purchasing : Arcade Financing can improve your cash flow and working capital. With equipment financing, your payments often are lower than with other types of financing. In fact, they are just a fraction of the total purchase price, and may even qualify as a pre-tax expense. And financing arcade games leaves your existing lines of credit complete untouched and intact for other business uses.
Predictable expenses and an inflation hedge. With the lower, fixed-rate payments of an arcade equipment loan, you're protected against inflation. You can budget and forecast with greater confidence, too. And the equipment you use today is paid with tomorrow's dollars!
The Technology Advantages of Arcade Machines and Vending Equipment Financing : More choices, more equipment, lower costs. With commercial arcade equipment financing, you are covered by the original manufacturer warranty, just as if you bought the game... And because the monthly payments can be lower (in terms of total outright monthly payments) than other forms of financing, you can acquire more arcade equipment your business needs, and keep your cash intact.